MANAGE YOUR MEDICARE
LET US HELP YOU CHOOSE THE BEST OPTIONS FOR YOUR PERSONAL HEALTHCARE NEEDS
THAT'S MEDICARE.
Now imagine having all the benefits in Medicare Part A and B and adding prescription drug coverage, dental care, vision and hearing coverage, gym membership, OTC allowance and other benefits.
THAT'S MEDICARE ADVANTAGE.
Medicare Advantage also pays your Part A & B deductibles, as well as the 20% not covered by Medicare Part B. And on top of that, you can enroll in a Medicare Advantage plan with a $0 monthly premium.
That’s right, you pay ABSOLUTELY NOTHING.
So, “What’s the catch?” you ask. Well, here's your answer.
Private insurance companies that offer Medicare Advantage plans, have a contract with the federal government, which pays them a set amount for each person who enrolls in a Medicare Advantage plan. This arrangement removes the risk from the government and places it on the insurance companies. The companies provide managed care to keep their costs down and are able to offer more benefits to their enrollees.
Imagine finally being eligible for an insurance plan, which you've been paying for, in the form of income taxes, for at least 10 years, and learning that it doesn't cover everything you expected it to cover.
What Is Medicare?
Original Medicare is health insurance issued by the federal government. It consists of only two parts: Part A, hospital coverage and Part B, coverage for medical services. There are two other parts of Medicare which are not provided by the government: Part C, which is known as Medicare Advantage and Part D, prescription drug coverage. Both parts C & D are only offered by private insurance companies. Medicare Advantage actually includes Parts A & B, and may also include Part D, as well as many other benefits, like vision and dental. Medicare Advantage plans offer the most comprehensive healthcare coverage with the greatest amount of savings.
Understanding Original Medicare
Medicare Advantage (MA) plans are offered by private insurance companies that have been approved by the federal government. They are required by law to cover everything that is covered by Original Medicare (Parts A & B). In addition, Medicare Advantage plans offer more coverage, extra benefits and a great deal of savings compared to Original Medicare. Many Medicare Advantage plans have $0 monthly premiums, $0 deductibles and $0
co-payments for most medical services and procedures; and, unlike Original Medicare, they also have out-of-pocket limits as low as $500.
Get More With Medicare Advantage
There are many things to consider when choosing the
Medicare Advantage plan that will adequately cover your individual needs, provide the services most important to you, and save you money. At Alliance Health Solutions, we are contracted with a variety of companies, allowing us to offer many different plans. But having so many options may be overwhelming. That's why we're here. We will make the process easier by guiding you, step by step, so that you will be 100% satisfied with your plan choice.
What We Do
The Facts About Original Medicare
Medicare Part A: Hospital Insurance
-
Covers most hospital expenses
-
Has a $1,632 deductible per benefit period
-
No monthly premium
-
Has co-payments and co-insurance
Medicare Part B: Medical Insurance
-
Covers only 80% of medically necessary services
-
Covers preventive services
-
Monthly premium starts at $174.70
-
$240 deductible per year
Original Medicare DOES NOT include:
-
100% coverage
-
An out-of-pocket maximum
-
Dental, vision nor hearing coverage
-
Prescription drug coverage
Now that you understand Medicare a little better, it is obvious to see why enrolling in a Medicare Advantage plan is truly advantageous, but how do you go about weighing all of the different options offered by so many health insurance companies? It can be a very daunting task. That's why it's best to consult with an experienced and licensed health insurance agent. At Alliance Health Solutions, we are happy to share our knowledge with you, so that you can consider all of your options and choose the Medicare Advantage plan that best serves your specific healthcare needs. Our services are 100% free of charge to you, and we do not favor one company over another. Your best interest is our #1 priority.
Medicare Advantage
Weighing Your Options
Companies We Are Contracted With
.png)
.png)
.png)
.png)
.png)
To schedule an appointment contact:
Licensed Health Insurance Agent & Benefits Consultant
Damaris Palma
(786) 345-7005
Or submit your information below:
At Alliance Health Solutions, we want to help you make the most informed decisions about your personal healthcare needs.
Contact Us Today
(786) 345-7005