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Medicare Advantage Plans

In order to enroll in a Medicare Advantage plan, you must meet the following criteria: 

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  • You must live in the area where the plan is offered

  • You must already have Medicare Part A and Part B

  • You must be a United States citizen or be lawfully present in the U.S.

There are three different types of Medicare Advantage plans which are the most common. In order to decide between them, you will have to consider a number of things, including how much money you are able to spend on your healthcare.

Types of Medicare Advantage plans

HMO

Health Maintenance Organization

  • Has a network of providers to choose from

  • Available with $0 monthly premium

  • Available with $0  deductible

  • May have $0 co-pays and co-insurance for most services

  • Referrals & prior authorizations required

  • Usually includes Part D

  • Most affordable

HMO SNP

Special Needs Plans

  • Same as HMO's but with additional benefits for people with special needs

  • Special needs includes people with both Medicare and Medicaid

  • Special needs also includes people with chronic illnesses, such as diabetes, lung conditions and/or heart disease

PPO

Preferred Provider Organization

  • Has a network of providers to choose from

  • Partially covers providers outside the network

  • May have higher co-pays and co-insurance

  • Does not require referrals

  • Available with $0  deductible

  • Available with $0 monthly premium

  • May include Part D

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When you consider the high costs of healthcare, it is important to find ways to cut those costs so that you can maintain your standard of living. With Medicare Advantage, there are a large number of ways in which to save money, from $0 additional benefits, which you would otherwise have to pay for, to $0 out-of-pocket costs normally associated with insurance coverage.

Medicare Advantage
saves you money

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Unlike Original Medicare, Medicare Advantage plans offer a variety of benefits which contribute to your overall well-being. These benefits are included and come at no additional cost to you.

Medicare Advantage
gives you extra benefits

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Things To Consider When Choosing A Plan

 CLINICS & HOSPITALS 

NETWORK DOCTORS

MEDICAL NEEDS

ADDITIONAL BENEFITS

OUT-OF-POCKET EXPENSES

MEDICATION COSTS

Make sure that the hospitals, clinics and urgent care centers you would like to continue using are part of your new plan's provider network.

Take into account your current health condition, illnesses and specific medical needs to make sure they will be fully covered by your new plan.

Consider how much money you may need for expenses, such as co-pays, co-insurance and items that may not be fully covered by your new plan.

Check that the primary doctor, specialists and dentists you would like to begin or continue seeing are part of your new plan's provider network.

Determine which additional services and benefits are most important to you and confirm that they are being offered by your new plan.

Make a list of all of your prescription medications to check that they are covered and whether or not they will have co-pays under the new plan.

  1. Make a list of the doctors and hospitals/clinics you would like to keep once you are enrolled in your new plan.

  2. Make a list of the medications you are currently taking (include the names of the medications, how much you take and how often you take them).

  3. Call us at (786) 345-7005 to set up an appointment.

  4. Meet with one of our agents to discuss your options and choose the plan that best meets your personal healthcare needs.

  5. Understand the benefits of your chosen plan, ask any questions you may have, and sign your enrollment form.

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Enroll in 5 easy steps

Click here to see the companies we are contracted with.

To schedule an appointment contact:

Licensed Health Insurance Agent & Benefits Consultant

Damaris Palma

(786) 345-7005

Or submit your information below:

By submitting your information, you agree that a licensed health insurance agent may contact you.

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At Alliance Health Solutions, our priority is the healthcare and well-being of our clients.

Contact Us Today

(786) 345-7005

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